Paypilot Partners With Fenige to Deliver Real-Time Card-to-Card Payouts Across Europe
Paypilot has entered a strategic alliance with Fenige — a Warsaw-based payment institution holding principal membership with Visa and Mastercard — to weave instant card-to-card payouts and direct acquiring rails into the Paypilot ecosystem. The integration lets Paypilot clients top up crypto wallets with local cards, off-ramp profits straight onto debit accounts in seconds, and settle merchant sales the same day instead of waiting for batch wires.
Why This Partnership Matters
- Direct scheme access: Fenige processes transactions without third-party acquirers, trimming interchange and FX fees by up to 40 %.
- 24/7 liquidity: Funds clear via Visa Direct and Mastercard MoneySend, delivering euros or pounds to any supported card within 45 seconds.
- Regulatory peace-of-mind: Fenige is a National Payment Institution supervised by Poland’s KNF; combined with Paypilot’s VASP licences, users get end-to-end European compliance.
What Paypilot Users Get on Day One
- Card-Funded Crypto On-Ramps — Buy BTC, ETH or USDC with any 3-D Secure card in 175 countries, automatically clearing through Fenige’s acquiring rail.
- Instant Card Payouts — Withdraw trading profits, affiliate commissions or payroll straight to Visa/Mastercard cards in 30+ fiat currencies.
- Unified Dashboard — Track OTC block trades, on-chain balances and card settlements from a single Paypilot panel — no more juggling banking portals.
Executive Quotes
Alex Markov, CEO Paypilot: “Crypto moves at block speed; fiat still crawls on banking hours. Fenige’s direct pipes let us eliminate that last mile of friction for European users.”
Marcin Chruściel, CEO Fenige: “By combining our real-time card technology with Paypilot’s crypto expertise, we’re proving that legacy card networks and Web3 finance can coexist — and even accelerate each other.”
About Fenige
Established in 2013, Fenige S.A. operates its own PCI-DSS-certified processing platform and is directly connected to both Visa Net and Mastercard Network. The company specialises in peer-to-peer card transfers, mass payouts, and omni-channel acquiring for fintechs and global marketplaces. With throughput exceeding 3 000 TPS and KNF oversight, Fenige delivers Tier-1 reliability without big-bank latency.
Strategic Vision
For Paypilot, Fenige is more than a card rail — it’s a future-proof foundation. Instant card settlement opens the door to programmable payouts: DAOs distributing member revenue, play-to-earn guilds cashing rewards, or NFT creators sweeping royalties directly to cardholders. Combined with Paypilot’s upcoming layer-2 settlement engine, the partnership targets sub-60-second fiat mobility, whether funds originate on-chain or in-store.
Final Word
By joining forces with Fenige, Paypilot erases Europe’s slowest bottleneck: fiat settlement. Traders, merchants and everyday users can now move value between crypto, cash and cards at lightspeed — all while staying inside a fully regulated perimeter. Faster exits, cheaper entries and seamless compliance make this partnership a cornerstone of Paypilot’s mission to build the most practical bridge between Web2 money and Web3 finance.
